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Terms & Conditions – Advance Life Insurance
Legal Document

Terms & Conditions

Please read these terms carefully before using our insurance services or website.
By accessing our platform, you agree to comply with these terms.

Effective: 1st January 2025 Updated: 26 June 2026 Advance Life Insurance Brokers Pvt. Ltd.
01

Introduction

Welcome to Advance Life Insurance Brokers Private Limited. By accessing this website, you agree to comply with these Terms & Conditions. If you do not agree, please discontinue use of our services immediately.


02

About Us

Advance Life Insurance Brokers Private Limited is a licensed insurance broker registered under the Insurance Regulatory and Development Authority of India (IRDAI), offering life and general insurance services. We act as an intermediary between customers and insurers — we do not directly underwrite any insurance policy.


03

Use of Website

  • The website is for informational purposes only.
  • You agree not to misuse, hack, or disrupt the website in any manner.
  • You must provide accurate and complete information when filling any forms.

04

No Financial Advice

  • Information on this website does not constitute financial or investment advice.
  • Insurance decisions should be made after consulting a qualified and licensed advisor.
Note: Always verify policy benefits, premiums, and coverage details directly with the insurer before making any purchase decisions.

05

Third-Party Links

  • The website may contain links to third-party insurers and service providers.
  • We are not responsible for their content, privacy policies, or services.

06

Intellectual Property

  • All content including text, logos, and design belongs to Advance Life Insurance Brokers Pvt. Ltd.
  • Unauthorized use, reproduction, or distribution of any content is strictly prohibited.

07

Limitation of Liability

  • We are not liable for any direct or indirect loss arising from use of this website.
  • We do not guarantee policy approval or claim settlement by any insurer.

08

Policy Terms

  • Insurance policies are governed by the respective insurance companies.
  • Premiums, benefits, and claims are entirely dependent on the insurer's own terms and conditions.

09

Termination

We reserve the right to restrict, suspend, or terminate access to this website or any of our services at any time and without prior notice, at our sole discretion.


10

Governing Law

These Terms & Conditions are governed by the laws of India. All disputes arising from the use of this website or our services shall fall under the exclusive jurisdiction of Indian courts.


11

Changes to Terms

We may update these Terms at any time without prior notice. The revised version will be posted on this page with an updated effective date. Continued use of the website after any changes constitutes acceptance of the updated Terms.

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